Simple Breakdown of Programs
Once business owners learn about alternative lending, the next question is usually:
“Okay… what exactly can I get?”
Here’s a simple breakdown of the most common funding options — explained in plain English.
1. Working Capital Funding
This is the most flexible program.
Use it for anything your business needs:
- Payroll
- Inventory
- Repairs
- Marketing
- Expansion
- Catching up on expenses
Approvals are often 24–48 hours.
2. Startup Funding
Great if your business is new or still in the early stages.
This type of funding helps you:
- Access credit
- Build business credit
- Get capital when banks won’t look at you yet
If you’re just starting out, this is usually the best fit.
3. Equipment Financing
For replacing, upgrading, or buying new equipment without draining your cash.
This works well for:
- Contractors
- Restaurants
- Transportation & trucking
- Manufacturing
- Service businesses
4. Business Lines of Credit
This gives you approved access to a pool of money you can pull from whenever you need it.
You only pay for what you use.
Think of it as a financial safety net.
5. Real Estate Investor Funding
If you invest in real estate and need capital quickly, this option is built for you.
Common uses:
- Fix & flip
- Renovations
- Buy-and-hold
- Bridge funding
Which option is right for you?
It depends on:
- How long you’ve been in business
- Your monthly revenue
- What you need the funding for
- How quickly you need the money
That’s why the first step is to let us look at your info. From there, we match you to the best fit.